The Go-To Solution for Business Funding

No personal guarantees. No credit checks. Get approvals in 48-72 hours.

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What is Business Funding?

Business funding encompasses a range of financial solutions designed to help companies access the capital they need. From traditional loans to alternative financing options, business funding provides resources that support growth, expansion, and the realization of business goals.

Services We Offer

5-10 Year Term Loans

Get up to $500,000 in a week with rates starting at 6.99% and no prepayment penalties.

Lines of Credit

Access up to $250,000 in revolving credit within 48 hours, with rates starting just below 1% per month.

Equipment Financing

100% financing available with up to 7-year terms and annual interest rates starting at 6%.

Purchase Order Financing

Interest rates starting at 1.5% per month for PO financing needs.

Invoice Factoring

Obtain financing with interest rates starting at less than 1% per month.

Commercial Mortgages

30-year amortization with rates beginning at 5.49%, and closings as fast as 3-4 weeks.

3-24 Month Bridge Loans

Cover cash flow needs during short-term gaps or business fluctuations.

Debt Consolidation

Take out a new loan to pay off existing debts with potentially lower interest rates, making payments more manageable.

Why Choose Us

Fast Approvals

Receive funding approvals in as little as 24-72 hours.

Flexible Funding Options

We offer a variety of loans, lines of credit, and financing options tailored to different business needs.

Competitive Rates

Interest rates starting as low as 1% per month.

Large and Small Funding Solutions

We fund deals from $10,000 to $75 million.

No Prepayment Penalties

Pay off your loan early without incurring any fees.

Our Simple 4-Step Process

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4 How We Compare to Other Lenders

Feature

Funding Time

Credit Impact

Loan Security

Repayment Terms

Requirements

Approval Process

~48 hours

No impact, only a soft pull

No collateral or personal guarantees

Flexible terms, no fixed interest

Business bank account, $10k+/month sales

5-min online app, same-day approvals

Other Lenders/Banks

4-6 weeks

Hard pull, immediate lowered score

Collateral, personal guarantees needed

Fixed interest rates, rigid schedules

650+ FICO, strong financials, collateral

Lengthy, in-person, 4-6 week approval

Tailored Funding for Every Industry

Manufacturing

Retail

Construction

Healthcare

Real Estate

Hospitality

E-commerce

Technology Startup

Software

Transportatsion

Professional Services

And More!

Customer Testimonials

"Brian and Eddie went above and beyond to secure the credit line we needed. They didn’t stop until they found the perfect fit. Friendly, efficient, and a pleasure to work with. Highly recommend QualiFi for any business seeking credit lines and loans."

"Brian was incredibly patient and creative! My startup didn't have a long track record, but he worked diligently to find an option that met my needs. His persistence and support were invaluable!"

"Renaissance Funding was quick and responsive at a crucial time for us. From the first contact to cash in the bank, the entire process took about three days. Their team made it happen with efficiency and professionalism."

Frequently Asked Questions

Do you offer 0% interest credit lines?

Yes, we provide 0% interest credit lines for 12 to 18 months on the personal side for applicants with very strong personal credit.

What are the payback terms for your credit lines?

We offer credit lines with monthly or weekly repayment options, but daily repayment plans are not available.

What collateral is required for securing a $5 million loan?

Collateral requirements depend on the business’s unique circumstances and the loan type.

What is the due diligence process for obtaining a line of credit?

The due diligence process includes a review of your business checking account and credit profile. Approved loans are typically repaid through a fixed weekly debit from your business checking account.

Do you work with companies outside the U.S.?

We primarily work with U.S.-based companies owned by U.S. citizens or green card holders. Limited options may be available for Canadian companies.

Insights and Updates

How to Secure Business Funding Without Collateral or Personal Guarantees

Top 5 Funding Options for Growing Your Business in 2024

The Pros and Cons of Business Lines of Credit vs. Term Loans

Get Started Today

Don’t let a lack of capital hold your business back. Contact Renaissance Funding today to learn how we can help you secure the funding needed for your business growth and success.