The Go-To Solution for Business Funding
No personal guarantees. No credit checks. Get approvals in
48-72 hours.
What is Business Funding?
Business funding encompasses a range of financial solutions designed to help companies access the capital they need. From traditional loans to alternative financing options, business funding provides resources that support growth, expansion, and the realization of business goals.
Services We Offer
5-10 Year Term Loans
Get up to $500,000 in a week with rates starting at 6.99% and no prepayment penalties.
Lines of Credit
Access up to $250,000 in revolving credit within 48 hours, with rates starting just below 1% per month.
Equipment Financing
100% financing available with up to 7-year terms and annual interest rates starting at 6%.
Purchase Order Financing
Interest rates starting at 1.5% per month for PO financing needs.
Invoice Factoring
Obtain financing with interest rates starting at less than 1% per month.
Commercial Mortgages
30-year amortization with rates beginning at 5.49%, and closings as fast as 3-4 weeks.
3-24 Month Bridge Loans
Cover cash flow needs during short-term gaps or business fluctuations.
Debt Consolidation
Take out a new loan to pay off existing debts with potentially lower interest rates, making payments more manageable.
Why Choose Us
Fast Approvals
Receive funding approvals in as little as 24-72 hours.
Flexible Funding Options
We offer a variety of loans, lines of credit, and financing options tailored to different business needs.
Competitive Rates
Interest rates starting as low as 1% per month.
Large and Small Funding Solutions
We fund deals from $10,000 to $75 million.
No Prepayment Penalties
Pay off your loan early without incurring any fees.
Our Simple 4-Step Process
1
Discovery Call
Connect with one of our advisors to discuss your business funding needs.
2
Fill Out an Application
Complete a simple 5-minute application.
3
Get Approved
Receive an approval decision within 24-72 hours, depending on the loan type.
4
Get Funded
Once approved, funds are deposited into your account in as little as 48 hours.
How We Compare to Other Lenders
Feature
Funding Time
Credit Impact
Loan Security
Repayment Terms
Requirements
Approval Process
~48 hours
No impact, only a soft pull
No collateral or personal guarantees
Flexible terms, no fixed interest
Business bank account, $10k+/month sales
5-min online app, same-day approvals
Other Lenders/Banks
4-6 weeks
Hard pull, immediate lowered score
Collateral, personal guarantees needed
Fixed interest rates, rigid schedules
650+ FICO, strong financials, collateral
Lengthy, in-person, 4-6 week approval
Tailored Funding for Every Industry
Manufacturing
Retail
Construction
Healthcare
Real Estate
Hospitality
E-commerce
Technology Startup
Software
Transportatsion
Professional Services
And More!
Customer Testimonials
Frequently Asked Questions
Do you offer 0% interest credit lines?
Yes, we provide 0% interest credit lines for 12 to 18 months on the personal side for applicants with very strong personal credit.
What are the payback terms for your credit lines?
We offer credit lines with monthly or weekly repayment options, but daily repayment plans are not available.
What collateral is required for securing a $5 million loan?
Collateral requirements depend on the business’s unique circumstances and the loan type.
What is the due diligence process for obtaining a line of credit?
The due diligence process includes a review of your business checking account and credit profile. Approved loans are typically repaid through a fixed weekly debit from your business checking account.
Do you work with companies outside the U.S.?
We primarily work with U.S.-based companies owned by U.S. citizens or green card holders. Limited options may be available for Canadian companies.
Insights and Updates
Get Started Today
Don’t let a lack of capital hold your business back. Contact Renaissance Funding today to learn how we can help you secure the funding needed for your business growth and success.
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